• Over 60% of our clients are retirees.
• Your Retirement Income Plan based on your situation and needs.
• Retirement modeling and projections using sophisticated techniques and strategies.
• Specialists With IRAs

Comprehensive - coordinated approach in managing your financial life. Your financial needs determine how your investments are managed.

Brian Carlton, CFP - former nursing home administrator
Expert and experienced with -

• Social Security
• Long term care
• Medicare
• Health care issues

Rick Huff, CPA/PFS - Expert and experienced with -

• Retirement plan rollovers
• Coordinating estate and tax planning strategies with your retirement assets

Sandy Stuart, CPA and Joel Bengds, Investment Managers
Managing your monies based on your financial needs

Streamline approach to ensure a smooth "trustee to trustee rollover." All paperwork completed by us, you simply sign.

• Objectivity guaranteed.
• No product sales / No commissions.
• Fiduciary approach - planning, advice and guidance only in your best interest.

• In practice since 1983
• Central Virginia's first fee-only financial planning practice
• Members of NAPFA (professional association of fee-only financial advisors www.NAPFA.org)
• Recognized as one of the Top Wealth Management Firms ⁽¹⁾ in the country.

⁽¹⁾ Bloomberg Wealth Manager Magazine