We offer specially designed wealth advisory services for certain company executives. These comprehensive financial planning services include:

• Stock Option Exercise Planning
• Restricted Stock
• Diversification Strategies for High-Equity Concentrations
• Investment Management
• Retirement Accumulation and Distribution Planning Services
• Estate Planning and Trust Services
• Gift and Philanthropic Planning

Many companies commonly use stock options, stock purchase plans and restricted stock as financial incentives to motivate employees. Because stock options have the potential of becoming an extremely important part of your financial portfolio, careful financial planning and strategic investment management is important so as to preserve value and mitigate taxes.

Stock Option Exercise Planning

Our comprehensive wealth management services are geared to assist clients who are holders of stock options in publicly-traded companies. Generally speaking, there are two categories of stock options: "non-qualified stock options" and "qualified stock options". It is important to plan accordingly based on the type of stock option you have been granted because there are specific rules and tax consequences applicable to each.

A key variable in determining the type of exercise is the proximity of the client's tax position to the Alternative Minimum Tax (AMT). We work with accountants to find the maximimum long-term gains that can be realized without invoking the AMT tax.